Pitch

ADDX is an investment platform headquartered in Singapore that provides accredited investors with access to private markets, alternatives to help them diversify and grow their wealth, all at lower minimums.

With ADDX, investors can access high-quality investments across private equity, private credit, hedge funds, structured products, cash alternatives, fixed income, and more, using a convenient and user-friendly app and web platform. The platform uses digital securities and tokenisation technology to fractionalise investments, making traditionally institutional-grade opportunities more accessible.

ADDX has raised a total of US$140 million in funding since its inception in 2017. Its shareholders include Singapore Exchange (SGX), the Stock Exchange of Thailand, Temasek subsidiary Heliconia Capital, the Development Bank of Japan, UOB, Hamilton Lane, Tokai Tokyo Financial Holdings and KB Securities, a subsidiary of Korea’s largest banking group, KB Financial Group. ADDX has been approved by the Monetary Authority of Singapore as a recognised market operator. It also has a capital markets services license to deal in securities and collective investment schemes, as well as to provide custodial services. It currently serves individual accredited investors from over 50 countries spanning Asia Pacific, Europe, the Middle East and the Americas (except the US). ADDX also serves wealth managers, family offices and corporate investors through its institutional service, ADDX Advantage.

Problem/Opportunity and Solution/Product

Traditionally, access to private markets private markets, alternatives, and differentiated opportunities requires extremely high minimums, manual processes, and exclusive networks. ADDX lowers entry barriers, simplifies access, and broadens choice, enabling accredited investors to diversify more effectively.

Unlike many competitors, ADDX offers a broad product shelf that spans alternative asset classes and differentiated investment solutions, backed by strong partnerships with global blue-chip managers. The platform is digital-first, reducing friction and costs through a seamless investor journey. At its core, ADDX leverages proprietary technology, an end-to-end tokenisation and digital onboarding infrastructure powered by smart contract-driven issuance, digital custody, and automated compliance modules to deliver a secure, efficient, and scalable private market investing experience.

Pitch

AiRTS® is the creator of the patented and award winning GenAI Twin®.

GenAI Twin® is our leap from imagination to industrial revolution—a new era where AI doesn't just assist... it works.

The science fiction of AI taking over functional roles at scale is now a reality with GenAI Twin®. It is not an AI chatbot, not an AI agent, not an AI-powered RPA or robotic process automation.

Unlike the current AI chatbots or agents that assist an employee in his or her work, GenAI Twin performs endto-end work of the entire group of employees, in any roles, and producing actual work outputs. Work outputs that the group of employees work from day to night to produce. Most importantly, it performs the work based on the unique policies and procedures of each enterprise.

With GenAI Twin®, we are not talking about 5–10% productivity gains with the current AI chatbots or agents. We are talking about hundreds or even thousands of per cent in productivity gains. This is the first time AI can take over functional roles at scale, delivering true real-world benefits of AI to enterprises. GenAI Twin® isn't just another enterprise tool—it’s a transformative platform that lets businesses transform their employees into true knowledge workers in all verticals.

AiRTS ® is a partner of Amazon AWS and Microsoft Azure, and GenAI Twin® is listed on both Amazon and Microsoft marketplaces. AiRTS is one of the few approved AI solution providers of the government’s ECI programme, as well as both Amazon and Microsoft. Clients include public sector institutions, financial institutions and major corporations.

Pitch

ChainUp, a leading global provider of digital asset solutions, empowers businesses to navigate the complexities of this evolving ecosystem.

Serving a diverse clientele from Web3 companies to established financial institutions, ChainUp's comprehensive suite of solutions includes crypto exchange solutions, liquidity technology, white label MPC wallet, KYT crypto tracing analytics tool, asset tokenisation, crypto asset management, and Web3 infrastructure, such as mining, staking, and blockchain APIs.

Opportunity and Solution/Product

From ChainUp’s perspective, the next 12 months and the next 3 years will bring very different dynamics — both in what users and institutions expect, and in the underlying infrastructure required to deliver it.

Short-term (Next 12 months):

Broader adoption of fractionalized RWAs
– More platforms will experiment with real estate, private credit, and commodities, making these asset classes accessible to new user segments.

Focus on compliance and regulatory clarity
– Jurisdictions are clarifying rules for tokenised assets, but institutions remain cautious.
– Platforms that integrate compliance from day one (via solutions like ChainUp) will gain a competitive edge.

Yield-driven engagement
– Users expect tangible returns through platforms that enable automated dividends, interest, and staking.

Medium-term (Next 3 years)

Interoperability across ecosystems
– Tokenised assets will move across multiple chains, custodians, and marketplaces.

Expansion into niche and alternative real-world assets
– Beyond traditional real estate and private equity, expect tokenisation of IP, royalties, luxury goods, and infrastructure projects

Institutional adoption at scale
– Banks, wealth managers, and asset managers will increasingly treat tokenisation as a core offering, not an experiment.

In short, we see the next 12 months as a period of mainstream experimentation and adoption, while the next 3 years will be about scaling, interoperability, and institutionalisation.

ChainUp’s role is to ensure that our clients are ready today and positioned to lead tomorrow, providing the infrastructure, compliance, and tools to make tokenised RWAs trusted, usable, and growth-driving across markets.

Pitch

Credolab is a global leader in device and behavioural metadata analytics, redefining informed decision-making in the financial services sector.

By delivering predictive insights and scores for credit risk, fraud prevention, and marketing, Credolab equips financial institutions and fintechs with a holistic view of every stage of the customer journey, enabling smarter decisions about onboarding, underwriting, and communication.

Founded in 2016, Credolab operates globally with offices in Singapore and Miami. Today, the company serves nearly 200 clients, including leading neobanks and credit bureaus, BNPL providers, and identity verification companies across the United States, Latin America, APAC, and EMEA.

Problem/Opportunity

Credolab’s risk, fraud, and marketing solutions are built for inclusion and growth.

Unlike approaches that rely on transactional or self-declared data, Credolab’s intelligence layer is built on nearly 80,000 behavioural data points across Android, iOS, and web, drawn from over 770 million datasets globally. To date, the platform has delivered more than 195 million actionable insights, enabling faster and more inclusive credit and risk strategies.

By transforming device and behavioural metadata into predictive insights, businesses can more accurately assess creditworthiness even when traditional data is missing, detect fraud in real time, and design personalised marketing strategies that improve customer acquisition and retention.

Credolab’s machine learning-powered scores provide more accurate predictions of defaults and high-risk behaviours, enabling fairer, faster, and safer decisions for the unbanked, underbanked, and thin-file populations.

Pitch

Cynopsis Solutions is a multiple award-winning RegTech company that helps banks, financial institutions and businesses transform regulatory obligations into a competitive advantage through our AI-powered e-KYC/AML/CTF solutions that simplify complex compliance workflows and speed up time-to-compliance.

Problem/Opportunity and Solution/Product

Cynopsis Solutions understands the global challenge of navigating the constantly evolving KYC/AML/CTF regulatory landscape. Our thoughtfully designed product suite simplifies KYC screening, customer onboarding, and transaction monitoring through AI-driven automation and digitisation, streamlining the path to compliance excellence for our clients.

Cynopsis Solutions offers the following RegTech solutions:

Ares – Digital onboarding solution with a comprehensive suite of AI-powered identity fraud prevention controls to help banks and FIs onboard customers faster while ensuring secure KYC verification of their customers.

Artemis – Multiple award-winning KYC/AML/CTF solution that addresses all critical components of the compliance framework, including PEP and sanctions screening, adverse media monitoring, dynamic risk assessments, ongoing due diligence, and periodic reviews.

Athena – Real-time transaction monitoring solution powered by a FATF-aligned dynamic rules library. Using AI and advanced analytics, it monitors and detects suspicious transactions in real-time, alerts compliance teams, and provides intuitive charts to enhance understanding of flagged activities, enabling accurate reporting and early risk mitigation.

Pitch

Fano is a Voice AI company specialising in developing speech recognition, speaker diarization, speaker verification, and natural language processing technologies.

The company's globally applicable yet Asia-focused speech models are specifically built to understand the nuances of real human interaction. Fano's solutions drive enterprise performance with enhanced customer service, compliance and risk management. These solutions are widely adopted in banks and financial services, insurance, telecom, utilities, government, regulators, and public sectors in Hong Kong, Singapore, Malaysia, Taiwan, Europe and the Middle East.Problem/Opportunity and Solution/Product

Problem/Opportunity and Solution/Product

Powered by advanced AI technologies, Fano Callinter is an omni-channel interaction analytics system that helps banks and financial institutions (FIs) automate compliance and quality management. The solution transcribes and analyses calls and interactions with customers and extracts actionable insights from unstructured voice data.

Fano Callinter strengthens risk management and compliance oversight for FIs by monitoring 100% of customer calls related to sales orders without increasing compliance overheads.

Obtain call transcripts with over 90% accuracy, leveraging Fano's powerful speech models. Our speech model is able to support languages like Cantonese, Singlish, Bahasa Malaysia and languages with different accents and intonation. Callinter systemically and consistently detects malpractices with timely alerts for human QA & investigation.

Other use cases of Fano Callinter in FIs include automated quality management with auto-scoring of calls to improve customer service, hot topics and trend analysis and business opportunities discovery.

Fano Callinter has been launched in Hong Kong, Singapore and Taiwan, supporting the global financial industry. It is deployed by 2 major financial regulators in Asia and 5 of the top 10 banks in the world by assets

Pitch

Finloop is an AI-driven global Web2+Web3 wealthtechnology platform offering a one-stop wealth product shelf and technology solutions to various financial institutions. The product shelf integrates Web2 offerings—cash management, mutual funds, private funds, structured products, bonds, and insurance—with Web3 innovations in virtual assets (VA) and real-world assets (RWA).

Headquartered in Hong Kong, Finloop is recognised market leader in the region, with ongoing expansion in Singapore, the Middle East, and other global markets. Its mission is to become the most influential Web2+Web3 wealth technology platform in Asia.

Problem/Opportunity and Solution/Product

To address three pain points—lacking full-category product platform, slow product innovation, and inefficient operation caused by obsolete system—Finloop positions itself as a super connector in the wealth management ecosystem, linking institutional clients with financial product providers through its Web2+Web3 all-category product shelf and comprehensive technology solutions. Delivery is available as SaaS, on-premises, or co-development, integrated across web portal, mobile app, middle-office and trading systems. Embedded AI agents (Such as AI KYP – Know Your Products, AI Screener, AI Advisory) intelligently match suitable products with the right financial institutions in real time, while streamlining internal review processes and accelerating products onboarding and launch efficiency.

Pitch

FinSurge is a leading software and product company delivering innovative, AI-driven solutions for the banking and financial sectors. FinSurge is the official Murex business partner, and we specialise in Murex services, banking software implementations, and advanced on-premises and cloud-based products.

Problem/Opportunity and Solution/Product

FinSurge helps banks stay competitive by using AI and Murex expertise to modernise operations, drive digital transformation, and boost efficiency.

FinSurge's comprehensive platform uses AI, APIs, and Microservices to power key banking functions.

Why FinSurge:

– Trusted Technology partner of Banks and Finance
– Deep expertise in Murex and Treasury systems
– Proven microservice and AI-driven architecture
– Partnerships with global OEMs and cloud providers
– Trusted by major banks and NBFCs
– Hybrid Delivery Model. Offshore has 200+ Murex professionals
– Cost-effective & On-Time Delivery Execution
– Tooling-driven Consultancy Approach
– Ready-to-Deploy Tools for Instant Implementations
– Strong Reputation with Clients

Reference Sites:

FinSurge Products: Treasury Vision, Treasury CRM, AI-Powered Trade & Communication Surveillance, FinDrone, Document Management System, Cyber Security Insurance System, MultipleX Deal Management Solution, Digital One Treasury, Generative AI Engine, Consumer Loan Origination (LOS) & Corporate/Syndication Loan Origination (CorpLoanAI), Eagle Eye, FACT Recon, Flow Manager (Workflow Engine), Decision Engine –eKYC, AML Surveillance, Data Vault, BI Dashboards & Murex Services

Pitch

Empower Global Payment, Unlock Emerging World

Gimlet, powered by 8Hexa is a Fintech group headquartered in Singapore, licensed across multiple jurisdictions. We provide cross-border payment solutions and financial infrastructure tailored for emerging markets. With minor currency coverage, fast settlements, and robust compliance assurance, we empower global enterprises to transact securely and efficiently.

Pitch

IDWise is a Gartner Magic Quadrant–recognised, enterprise-grade identity verification and e-KYC platform purpose-built for high-risk and high-complexity emerging markets.

Founded by global pioneers — including ex-META engineers and biometric patent holders — IDWise combines advanced ID document recognition with culturally adaptive biometrics, enabling secure, compliant onboarding across fragmented identity ecosystems.

Our next-gen fraud intelligence stack is engineered to detect deepfakes and synthetic identities in high-fraud environments, while our in-memory, cloud-native architecture ensures real-time performance, strict local compliance, and 99.99% uptime.

Trusted by Tier 1 banks, fintechs, and regulators across the Middle East, Africa, and Asia, IDWise sets the benchmark for trust, speed, and resilience where legacy vendors fall short.

Problem/Opportunity and Solution/Product

Digital onboarding in emerging markets presents a fundamentally different set of realities compared to developed markets.

Financial Institutions face:

– Fragmented identity infrastructure and diverse ID document types and languages
– High fraud prevalence and rapidly evolving regulatory frameworks
– Low connectivity, low device specs, and low digital savviness among end users
– Cultural nuances in facial biometric capture, such as headwear, beards, and lighting conditions

Traditional identity verification platforms are built for high-tech, standardised environments — not for the complexity and diversity of emerging markets. They lack the localisation, regulatory adaptability, and user experience optimisation required to onboard customers successfully at scale. IDWise bridges this global–local gap with a bank-grade, enterprise-ready platform — purpose-built and deeply localised for these markets.

As regulators tighten e-KYC frameworks and customer expectations rise, IDWise provides the trust infrastructure needed to enable secure, compliant, and scalable digital onboarding in markets where others cannot.

Pitch

M-DAQ Global enables seamless cross-border transactions through integrated foreign exchange (FX) and payment solutions.

Headquartered in Singapore and operating across seven countries, the Company supports SMEs and large enterprises in over 45 markets, delivering unmatched FX transparency, certainty, and payment efficiency.

Problem/Opportunity and Solution/Product

Cross-border business in ASEAN is often hindered by fragmented payment rails and limited currency access.

M-DAQ addresses these challenges with deep expertise in both payments and FX. By unifying rails and enhancing currency access, we enable global companies to enter ASEAN with confidence, businesses to trade smoothly within the region, and ASEAN enterprises to expand onto the world stage.

Our solutions are powered by proprietary technologies and strengthened by strategic partnerships, ensuring resilient infrastructure and seamless cross-border connectivity.

Beyond FX and payments, M-DAQ drives innovation with AI-driven KYB onboarding and advanced risk management tools, helping customers overcome key pain points of cross-border finance.

Pitch

OBS is a leading enterprise software solutions provider, empowering banks and corporates to automate and optimise their treasury operations. We deliver secure, high-performance digital platforms with real-time portfolio monitoring and seamless high-volume transaction processing.

With continuous innovation in financial technology, we align with global tech movements to provide future-ready solutions for wholesale banking. From local and foreign banks to Islamic institutions and financial service providers, our clients count on us to lead their digital transformation.

Headquartered in Singapore with a strong regional presence in Indonesia, we serve as a one-stop partner for banks seeking agility, compliance, and innovation in today’s evolving financial landscape.

Problem/Opportunity and Solution/Product

OSTS® (OBS Settlement and Trading System) is a webbased, multi-lingual global treasury solution designed with a modular architecture and STP capabilities. It delivers seamless front-to-back workflow automation while ensuring effortless integration with existing core banking systems and third-party platforms.

OSTS® supports both cloud and on-premises deployment and is accessible from desktops, laptops, and smartphones, empowering users with anytime, anywhere treasury management.

Pitch

Optimai is an award-winning FinTech trusted by tier-1 banks, established brokerages, and fund management companies across Asia for over 20 years. This year, we are launching RAAE – Rapid Application AI Expert, the easiest way for businesses to build secure, enterprise-grade applications.

Problem/Opportunity and Solution/Product

Demand for secure, compliant enterprise applications is growing — but development is slow, costly, and dependent on scarce technical talent, especially in high-cost markets like Singapore.

For two decades, Optimai has built mission-critical systems for regulated financial institutions, developing in-house automation technology that shortens time-to-market and reduces reliance on large developer teams. This technology produces modular, fully customisable solutions that are regulator-aligned and ready for scale.

RAAE combines Generative AI with this proven foundation to make application creation as simple as a conversation. It transforms coding and testing into agile, configuration-driven tasks, enabling:

– Faster delivery – From idea to deployment in hours, not days.
– Lower costs – Less developer time needed for enterprise grade features.
– Customizability – Easily extend solutions without reworking entire systems.
– Compliance & security – Built on architectures trusted by leading financial institutions.

Pitch

Award-winning (presented by the Monetary Authority of Singapore) one-stop compliance solution to empower the adoption of the Risk-Based Approach (RBA) compliance. With customizable risk parameters, Robotic Process Automation (RPA) and Intelligent data analytics on the most comprehensive global databases, Regtank aims to safeguard organisations from new market threats, compliance, and manage regulatory obligations.

Problem/Opportunity and Solution/Product

Regtank represents an innovative RegTech solution crafted to simplify and enhance the regulatory compliance journey for companies. Our inclusive platform seamlessly integrates cutting-edge technology, industry expertise, and automation, enabling organisations to efficiently meet their compliance obligations amidst the dynamic regulatory landscape.

Products/Services

E-KYC & Identity Verification:
– Automates the onboarding process for individuals.
– Wide document coverage, digital verification of IDs from over 190 countries and territories.

Corporate Onboarding Full Cycle Management:
– Streamlining the collection and monitoring of intricate business data in a single platform.

AML Screening and Automatic Risk Assessment:
– Comprehensive screening against global databases for sanctions, PEPs, and more.

Crypto Compliance:
– Dynamic analytics for real-time analysis of crypto transactions and wallet addresses.
– Risk identification for source and destination funds.

Transaction Monitoring:
– Advanced tools to detect and manage suspicious transactions.
– Customisable monitoring with a no-code rule builder.
– Integrated view with KYC and KYB for comprehensive risk management.

Regtank assures clients' trust and peace of mind by adeptly detecting potential money laundering, terrorist financing and other fraud activities, while clients enjoy the benefits of top-notch solutions and services without incurring premium charges.

Pitch

Silent Eight is a global leader in AI-driven financial crime compliance, trusted by Tier 1 banks like HSBC and Standard Chartered. Purpose-built for financial crime compliance, our platform, Iris, delivers real-time performance by automating complex investigations and providing explainable decisions with 100% precision and speed — accelerating case resolution and reducing investigation times by up to 60%. Proven in live production since November 2018. Silent Eight delivers practical, scalable AI aligned with your team’s workflows, risk appetite, and oversight requirements — ensuring regulatory confidence.Problem/Opportunity and Solution/Product

Solution/Product

Financial crime compliance solutions for financial institutions:

– Automated Investigations and Decisioning – AI-driven case investigations with deterministic decisioning that reduce manual workload.
– Sanctions & AML Screening – Intelligent name and transaction screening with fewer false positives.
– Explainable AI – Transparent, auditable decisions that satisfy regulatory expectations.
– Workflow Optimisation – Quicker alert resolution through automation of repetitive investigative steps.
– Regulatory Compliance – Alignment with global AML, KYC, and sanctions requirements.
– Cost Efficiency – Lower operational expenditure by reducing manual review teams.
– Accuracy & Risk Reduction – Enhanced detection quality, minimising compliance and reputational risk.
– Scalability – Solutions adaptable to banks of all sizes and regulatory jurisdictions.
– Integration – Seamless embedding into existing banking systems and compliance infrastructure.

Pitch

Staple is an enterprise AI company that solves the hardest problem in automation: making data and documents trustworthy. Its Trust Layer ingests and processes millions of complex documents (invoices, claims, customs filings, trade documentation) across multiple languages and formats, while embedding provenance, explainability, tamper evidence, and auditability for data flows.

Problem/Opportunity and Solution/Product

Enterprises are drowning in unstructured documents: cross-border invoices, insurance claims, tax filings, and customs records. Errors in a single field (currency code, tax ID, origin country) cascade into penalties, shipment delays, or rejected claims. Traditional OCR or RPA systems can parse text, but they cannot guarantee trust, provenance, or compliance readiness. This is an escalating pain point as regulators worldwide (EU AI Act, LHDN Malaysia, Peppol) demand explainability and traceability.

Staple’s Trust Layer transforms messy, multi-format documents into Metastructured® Data: cryptographically provable, tamper-evident, and regulator-ready outputs. Our AI stack achieves accuracy across 300+ languages and complex formats, while embedding compliance metadata directly into each extracted field. This enables:

– Faster straight-through processing (from days to seconds),
– Reduced audit and tax exposure,
– Seamless integration with ERP, tax, and claims systems,
– Future-proof compliance against evolving AI and data regulations.

Pitch

The Trust Layer for Financial Services

Tookitaki is the trust layer that helps financial institutions fight financial crime—building consumer trust through real-time fraud prevention and institutional trust through robust AML compliance.

Our flagship solutions—FinCense, an end-to-end compliance platform, and the AFC Ecosystem, a global expert-led intelligence community—combine collaborative intelligence with federated AI to deliver adaptive, real-time protection.

Trusted by leading institutions across Asia, including UOB, Fubon, Tencent, GXS, Maya, and Aeon, Tookitaki is redefining how financial crime is detected and prevented at scale.

The Problem and Tookitaki’s Thrust

As financial services go digital, institutions face growing threats from fraud and money laundering. Traditional systems struggle with high false positives, siloed operations, and slow adaptation to emerging risks—undermining trust, efficiency, and compliance. Tookitaki addresses these challenges by offering:

– AI-driven precision to reduce false positives and investigation time
– Federated learning to adapt to fast-evolving typologies
– Unified platform to integrate AML and fraud prevention workflows
– Scalable infrastructure to support millions of transactions in real time

Key Achievements:

– Risk Coverage: Integrated with the AFC Ecosystem for industry-leading risk visibility
– Innovation: Real-world scenarios powered by a global community of experts
– Performance at Scale: 5B+ transactions processed, 400M+ accounts monitored, 2M+ alerts resolved
– Global Recognition: Technology Pioneer – World Economic Forum RiskTech100 Rising Star – Chartis Research

Pitch

Tyme is a multi-country digital banking group focused on serving consumers and SMEs in emerging markets, with regulated banks in South Africa and the Philippines, serving over 18 million customers. Tyme designs, builds, and operates digital banks, using a high tech-high touch approach, to meet the needs of emerging market customers. Tyme’s SME lending merchant cash advance program has expanded rapidly across Asia, following its success in South Africa. First launched in the Philippines with Paymongo and Food Panda, the merchant cash solution is now active in Indonesia with Olsera and LunaPos distribution partners and has secured a MoneyLender’s license for Hong Kong. Tyme now serves over 18 million retail customers and 150,000 SMEs across South Africa, the Philippines, and Indonesia. Tyme will be hosting leading authors Bruce Whitfield and Adrian Saville in Singapore to launch their new book, “It's about Tyme”.

Imagine becoming the global poster child for AI in banking and receiving an email in June 2025, informing you that your company is one of Time magazine’s Top 100 most influential companies in the world. This incredible story unfolds within the pages of It’s About Tyme. As Roger Grobler, a longstanding investor in Tyme puts it, ‘Courage and audacity are not just bold strategies – they’re the safest. Because playing it safe is, ironically, the riskiest thing you can do.’

Author Details

ADRIAN SAVILLE is a professor of Economics, Finance and Strategy at the Gordon Institute of Business Science (GIBS). He founded Boundless World, a strategic advisory firm specialising in capital markets, growth models and business transformation.

BRUCE WHITFIELD is an award-winning financial journalist, sought-after keynote speaker, corporate trainer and facilitator of complex conversations.